Business Insider: Here's how much money you should save at every age so you aren't working forever

At least as I started working I began to save some money. Get paid put some money aside and make more money put more money aside. Find ways to grow your money or your income in general. Very important to do as time goes on.

You're not the only one who struggles to save money. In fact, most Americans are pretty bad at it. A 2017 survey from GOBankingRates found that 57 percent of Americans have less than $1,000 in their savings accounts.

Pamela Capalad, a certified financial planner and founder of Brunch & Budget, told INSIDER that saving for retirement can seem like a daunting task for many people.

"I think most Americans (or at least my clients) hear they have to have X number by retirement and they throw up their hands and say, well that's never going to happen, so let me just give up now," Capalad said. "Saving starts as a habit, a muscle you build so it becomes a natural part of your financial life. It's more important, if you're not used to saving, to learn how to internalize that habit than feel bad about a magic number that you feel like you can never reach."

But it is essential to start saving money as early as possible in life, financial experts say.